What you get immediately
- A 50-state + D.C. snapshot that classifies each jurisdiction by remedy, not by folkloreÂ
- Statute-backed writeups for the states that actually decide this issue: Florida, Oklahoma, Texas, Ohio, Illinois, Minnesota, Iowa, Pennsylvania, and the rest of the enforcement mapÂ
- Five categories: mortgage-equivalent, hybrid/threshold, statutory cancellation, strict foreclosure, common-law riskÂ
- Creator playbook: when to use a CFD and when to close on a note and mortgage or deed of trustÂ
- Note-buyer playbook: how to price CFD paper when the state still requires foreclosureÂ
- The underwriting stamp:Â State / Category / Remedy / Threshold / Recording / Counsel date
- Hidden-cost list: extra recording, assignments, QCDs, transfer or mortgage tax, owner’s insurance, deed-side liability
This is not a generic “seller finance” ebook. It answers one question: if this buyer defaults next month, do you cancel — or do you foreclose?
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